About a Termite Inspection

A wood destroying organism (WDO) inspection, often referred to as a termite inspection, is a process that provides information to prospective buyers and lenders regarding the condition of a home relative to wood destroying organism infestations and damage. A WDO inspection, generally conducted by a certified pest control professional, covers visually accessible areas of the home and includes an inspection for termites and other wood destroying insects. Additionally, the inspector will point out conducive conditions that could lead to a new termite infestation, or support an existing termite infestation, including firewood and other debris stored against the home, wood siding contact with the soil, and grade that does not slope away from the foundation. Other potential concerns may include mulching materials, landscape timbers and deteriorated wood in the home's vicinity.

A licensed pest control professional performs a WDO inspection in the readily accessible areas of the structure and inspects for visual evidence of wood destroying insects (like termites). The findings are reported to the purchaser of the WDO report, usually the homebuyer. Ask your real estate agent or home inspector about obtaining a copy of this report for your records.

While the pest control professional’s inspection will be thorough, their report is not a guarantee or warranty as to the absence of wood destroying insects, nor is it a structural integrity report – it’s simply a report that captures a snapshot in time, indicating what is observed at the time of the inspection. Therefore, the report is usually considered invalid for the purposes of securing a mortgage and/or settlement of property transfer if not used within 90 days from the date of inspection.

Here are some tips for buyers and sellers when preparing for a WDO inspection:

• Sellers should make sure as many areas in the home are accessible as possible.
• If buyers are having a WDO inspection conducted in conjunction with a home inspection, ask the sellers to make the home as accessible as possible, before the inspector arrives.
• Obtain full disclosure from the seller regarding any insect activity during their ownership and obtain the names and phone numbers of any companies that have provided treatment along with any relevant paperwork. This will help to maximize the benefits of the inspection.
• Anytime conducive conditions like cracks in the foundation or plumbing leaks are present, the possibility of a hidden WDO infestation exists. Pay particular attention to the conducive conditions portion of your WDO inspection report.

What if Termites are Found?

The inspector will determine the presence of termites, and recommend a termite treatment if necessary. For homes previously treated, it’s important to note that the inspecting company can give no assurances with regard to prior work done by other companies. The company that performed the original or most recent termite treatment should be contacted for information on the exact treatment and warranty or service agreement that may be in place.

If the inspection turns up major termite problems, the buyer can negotiate with the seller to have them pay for necessary termite treatments and repairs, or the buyer may elect not to continue with the purchase of the property assuming the contract is properly written to do so.

The Bottom Line

When it comes to termites, why risk it? Home sellers can take termites out of the equation, plus add value to their home, by investing in a premium termite treatment. And buyers can ensure their new home remains termite-free by understanding available treatment options and knowing the home’s termite treatment history. With today’s advanced treatment options, termites no longer have to be a deal breaker. Consumers should feel confident that this is one problem that can be solved quickly and completely with the help of a licensed pest control professional.